Economic Empowerment

Economic Empowerment

The 100 considers economic empowerment as a necessary step toward creating a just society, not only here in the United States, but for black people around the world. The 100 defines economic empowerment as the ability to be self-determined in creating dreams, pursuing them and ultimately perpetuating them by establishing the mechanisms to sustain generational wealth. Our programmatic initiatives promote generational economic self-sufficiency through financial literacy, family wealth building and entrepreneurship. Current program initiatives include:
  • Dollars & $ense Youth Investment Program by State Farm
  • Hands on Banking by Wells Fargo
  • Pathways to Success by Wells Fargo
  • Wallet Wise by Ally Financial
Dollars & Sense Youth Investment Program by State Farm

The Dollars and $ense program is designed to provide high school students, grades 9 through 12, with the opportunity to learn and apply “best practice” strategies for saving and investing. The goal of this program is to help students understand basic savings/investment principles and to apply these standards in their day-to-day lives.

The 8-week curriculum (Investing in Your Future) explores basic investment options and processes and the concepts are reinforced through the electronic program called Better Investing Classic. The Better Investing Classic is a hands-on learning experience that allows students to analyze stocks, print stock analysis reports, and store analyst data for fifteen (15) companies. The course is further enhanced by field trips, guest speakers, reading materials and games.

Annually, 100 Black Men of America Chapters are invited to apply through an RFP process to compete for grant funds to implement the Dollars and $ense program. The 100 Black Men Chapters that are awarded the funding complete the 8-week curriculum and compete in the National Dollars and $ense Competition held each year during the Annual Conference of 100 Black Men of America, Inc.

Hands on Banking by Wells Fargo

Whether you're a mentor, classroom teacher, a program director, or a college instructor, you understand the importance of a solid financial curriculum. Now, by using Hands on Banking®—the free, fun, and engaging financial program from Wells Fargo—you can help students of any age build a brighter financial future.

The Hands on Banking online financial courses include free instructor guides with classroom lessons and activities that will help you guide students through real-life scenarios, group discussions, and other activities designed to teach valuable money management skills and help them take control of their finances. All without endorsements or commercials.

The Hands on Banking curriculum is designed for seven age groups:
  • Kids—4th and 5th grades
  • Teens—6th through 8th grades
  • Young Adults—ages 15 through 21
  • Adults
  • Entrepreneurship
  • Seniors
  • Military
The Hands On Banking Link is

"The Hands on Banking® program is a free public service provided by Wells Fargo."

Pathways to Success by Wells Fargo

Pathways to Success (PTS) is a robust economic empowerment training program for 100 Black Men Chapters that was launched by the 100 Black Men of Greater Charlotte and supports Wells Fargo’s commitment to outreach, education, and inclusion. The program focuses on two primary career development areas: Corporate Phase and Entrepreneurship Phase. The Pathways to Success model is designed to assess participants’ interest, measure success, and track results. The program concludes with paid job shadowing activities for participants.

The co-ed program is open to high school juniors and seniors and collegiate chapter mentees through a rigorous application process. Pathways to Success provides flexibility for each chapter’s needs in terms of content, structure, and execution. The program leverages local chapter resources as much as possible, and then supplements with national resources, sponsor resources, and a core of dedicated volunteers.

Wallet Wise by Ally Financial

Ally Wallet Wise is a free financial education program that teaches consumers the basics of personal finance. Ally Wallet Wise offers community-based, in-person sessions, as well as online courses through Both options are available at no cost to consumers. The topics covered include Credit, Budget and Banking & Investing.

The website and in-person classes offer:
  • Exercises to educate consumers on personal finance concepts.
  • Real-life scenarios to help consumers navigate challenges in personal finance.
  • Resources for consumers to obtain additional support.
Ally Financial has teamed with community organizations across the country to teach the in-person Wallet Wise sessions. These organizations are equipped with workbook and presentation materials that have been structured to teach consumers in an atmosphere that is fun, interactive and conducive to learning. Consumers can learn about upcoming sessions in their community by visiting

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